Child Cost Calculator

Estimate the total cost of raising your children in Ireland

Cost of raising 1 child to 18

€92,170.96

€122,410.96 before Child Benefit, which returns €30,240 of it over eighteen years.

Pregnancy
€3,000
Baby Essentials
€2,050
Baby (0-1yr) (per month)
€300
Toddler (1-4) (per month)
€230
Child (5-12) (per month)
€370
Teen (13-17) (per month)
€480
Childcare after NCS (per month)
€858
Net cost to 18
€92,170.96

Averages, not your bill — childcare and housing move this figure more than anything else and vary hugely by county. Child Benefit is included as a credit; the National Childcare Scheme subsidy is already netted off the childcare line. Not financial advice.

Education Savings Calculator

Plan Your Child's Education Fund

See how much to save monthly to cover third-level education costs

Student Contribution

€3,000/yr

Accommodation (avg)

€7,000/yr

4-Year Total

€40,000+

Unlock Personalised Savings Plan

Premium members get a custom monthly savings target based on their child's age, chosen institution, and investment strategy.

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